

YES! Because of the Fair Debt Collection Practices Act, the Fair Credit Billing Act, Truth in Lending Act, and other applicable Federal statues, its your legal right to dispute items on your credit report.
Never deal with any credit doctor agencies that recommend you obtain a new social security number, attempt to create a consumer credit profile under a EIN, or create fake credit profiles by intentionally reporting false data. This is considered highly illegal and / or unethical and if caught, can result in significant personal liability. Yes. The law gives you the right to challenge your credit report, but it takes a great deal of time, attention and follow-up to accomplish results. Our clients come to us because we have the experience, staff and technology to get you the results you deserve. Since our programs are tailored to each individual, there are no "standard" or "fixed" rates. Each client's situation is different and a credit analysis is necessary to provide an accurate cost for participation in a program. Remember, your consultation is FREE and you will know EXACTLY what your fees will be BEFORE you commit to anything. Be wary of "credit repair" companies that offer a seemingly low fixed rate without having analyzed your personal credit report. There are several ways. You can check our online system 24/7, call or e-mail your Restore Your Score Now conusultant or check your credit report. There are many different sources that allow you view your credit reports. You may obtain a free copy of your credit reports once annually from www.annualcreditreport.com . Call one of our consultants today to discuss the many alternative options you have.
How does Restore Your Score Now repair my credit?
It begins with a free evaluation of your credit condition, based on credit reports from all three credit reporting agencies. Then our credit counselors will design a personalized restoration program just for you. See How It Works for more information.
Can I restore my credit myself?
How much does Restore Your Score Now cost?
How can I keep track of my progress?
Where Can I get my credit Reports?
Can you guarantee that a specific item will be deleted from my credit file?
It is illegal for anyone to guarantee a specific result of our service. It would be like an attorney offering his/her clients a guarantee that they would be released on all charges in a court of law. However, we do offer a money back guarantee if we do not show any improvements in your credit scores.